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Kaltenecker, Payne & Garlow Insurance Agency, Inc. Insurance

5316 MacCorkle Avenue, SW
South Charleston, WV 25309
(304) 766-7890
Fax: (304) 766-8402
Click here to visit Kaltenecker, Payne & Garlow online
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M-F, 8:30am-5pm

who to contact

Philip Garlow · Owner · Phone:(304) 347-8972  · Send an Email

about us

Kaltenecker, Payne & Garlow is a member of the Garlow Insurance Group. Together we represent over 35 insurance solutions from companies such as Erie, State Auto, Safeco, Encompass, Travelers, BrickStreet, The Hartford, The Motorists Insurance Group, Highmark Blue Cross Blue Shield, Liberty Mutual, Coventry, Progressive, GuideOne, MetLife, Aflac, and Farmers & Mechanics.

Garlow Insurance services clients throughout the Kanawha Valley, including Charleston, Huntington, Teays Valley, Scott Depot, St. Albans, Nitro, Poca, and Buffalo. Although we focus on the Kanawha, Putnam, and Cabell County area, we have customers from Boone, Raleigh, Lincoln, and Wayne Counties.


  • Part of the Garlow Insurance Group